Health Insurance is a financial safety net that covers medical expenses arising from illnesses, injuries, or other health conditions. It helps individuals or families manage the cost of treatments, including hospitalization, surgeries, medication, and preventive care. Policyholders pay a premium in exchange for coverage, which can vary based on factors like age, health history, and the extent of coverage chosen. Health insurance policies may include additional benefits like cashless treatment, critical illness cover, maternity benefits, and wellness programs. It not only safeguards against unexpected medical expenses but also provides peace of mind and promotes timely access to quality healthcare.