Vehicle Insurance is a financial safeguard that provides coverage for damages or losses involving a motor vehicle. It is mandatory in many countries and offers protection against risks such as accidents, theft, natural disasters, and third-party liabilities. Vehicle insurance policies are broadly categorized into two types: Third-Party Insurance, which covers damages to other people or property caused by the insured vehicle, and Comprehensive Insurance, which additionally covers damages to the insured vehicle. Optional add-ons like zero depreciation cover, engine protection, and roadside assistance enhance the coverage. By paying an annual premium, vehicle owners ensure financial security, compliance with legal requirements, and peace of mind while driving.