Health Insurance is a protective financial product that covers medical expenses incurred due to illnesses, injuries, or other health conditions. It ensures access to quality healthcare without the burden of high medical costs. Policies typically cover hospitalization, surgeries, doctor consultations, diagnostic tests, and sometimes outpatient care. Many plans offer cashless treatment at network hospitals and reimbursement options for non-network hospitals. Additional features may include maternity benefits, critical illness coverage, wellness programs, and annual health check-ups. By paying regular premiums, policyholders secure peace of mind, timely medical attention, and protection against unexpected financial strain.